What we finance
Semi trucks, day cabs and sleepers, dry van and reefer trailers, flatbeds, dump trucks, box trucks, construction and yellow iron, medical equipment, and the working capital that keeps a fleet moving. New or used, any make, any model year we can value.
Who we work with
Owner operators buying a first rig, established carriers adding units, and fleets refinancing what they already own. Startup authorities are welcome: we have lenders who write new authority paper every week. All credit profiles accepted, and a soft look only when you apply.
How it works
Tell us the equipment and the price. We put your profile in front of the lenders in our network whose criteria you already meet, rather than papering the market and collecting declines. You see the offers that came back, pick the structure that fits your cash flow, and we close it.
Why a broker beats applying one bank at a time
Every lender has its own appetite: some want time in business, some care about the truck's mileage, some price on the personal score and some barely look at it. Applying blind means hard pulls and declines. Matching first means fewer applications and better terms.
Terms you can expect
Terms commonly run 24 to 84 months depending on the age and value of the equipment. Down payments range from zero for strong files to 20 percent on harder profiles or higher mileage units. Pre-approval is often the same day, and funding follows once documents and insurance are in.
Get started
Apply online in about five minutes, or call (773) 900-7576 and talk to somebody who does this all day. No credit impact to apply.