Whether you're purchasing new or used standard, step deck, and stretch flatbed trucks, Brobas connects you with lenders who specialize in heavy haul and specialized transport equipment. Our AI-powered matching engine evaluates your business profile against 500+ lenders to find the most competitive rates, lowest down payments, and most flexible terms.
Competitive Rates
AI-matched rates from 500+ lenders competing for your flatbed truck deal.
Finance $40,000-$180,000
Programs covering the full range of standard, step deck, and stretch flatbed trucks at every price point.
Fast Approvals
Most applicants receive offers within 24-48 hours. No credit impact to apply.
New & Used
Finance new, used, and refurbished standard, step deck, and stretch flatbed trucks with flexible terms.
Complete Guide to Flatbed Truck Financing in 2026
Flatbed Truck Financing covers the full spectrum of standard, step deck, and stretch flatbed trucks used in heavy haul and specialized transport. Equipment in this category typically ranges from $40,000-$180,000, and Brobas’s network of 500+ lenders includes specialists who understand the depreciation curves, revenue potential, and maintenance costs specific to this equipment type. Whether you’re a startup looking to acquire your first unit or an established operation expanding capacity, our AI matching engine finds the optimal financing structure. We evaluate 50+ data points from your application against each lender’s criteria to identify the best fit.
Why Choose Brobas for Flatbed Truck Financing
Traditional equipment financing means visiting dealers, calling banks, and filling out multiple applications. Brobas changes the equation: • One Application, 500+ Lenders, Submit once and get matched simultaneously • AI-Powered Matching, Our algorithm finds your best lender matches in minutes • No Credit Impact, Soft pull for initial matching • Expert Guidance, Our team understands heavy haul and specialized transport and can structure the best deal • Speed, Most offers in 24-48 hours vs. weeks at traditional banks Section 179 tax deduction may apply to your flatbed truck purchase.
Frequently asked questions
What credit score do I need for flatbed truck financing?
We work with all credit tiers. 650+ opens the most options, but we have programs for scores as low as 500 with strong business revenue.
How much down payment is required?
Down payments range from 0-20% depending on credit, time in business, and equipment age. Qualified borrowers may get $0 down.
Can I finance used equipment?
Absolutely. We finance new, used, and refurbished standard, step deck, and stretch flatbed trucks of all ages.
How long does approval take?
Most applicants receive initial offers within 24-48 hours. Funding can happen in 3-5 business days after approval.