The healthcare industry runs on specialized equipment, and financing that equipment requires lenders who understand your business. Brobas connects healthcare businesses with our network of 500+ lenders who specialize in medical equipment. From imaging systems, dental chairs, surgical instruments, and diagnostic tools, our AI-powered matching engine finds the most competitive rates and terms for your specific needs.
Industry Specialists
Lenders who understand healthcare equipment values, depreciation, and revenue potential.
All Equipment Types
Finance imaging systems, dental chairs, surgical instruments, and diagnostic tools and more from our comprehensive lender network.
Flexible Terms
Payment structures aligned with healthcare business cycles and revenue patterns.
Fast Funding
Most applicants receive offers within 24-48 hours. Funding in as few as 3-5 business days.
Complete Guide to Medical Equipment Financing
Financing medical equipment is a critical decision for any healthcare business. The right financing structure can preserve cash flow, provide tax advantages, and enable growth without depleting working capital. At Brobas Capital Partners, we've helped thousands of healthcare professionals secure competitive financing from our network of over 500 lenders. Whether you're starting a new healthcare operation, replacing aging equipment, or expanding your capabilities, understanding your financing options is key to making the best financial decision for your business.
How Medical Equipment Financing Works
Medical Equipment Financing works similarly to other commercial equipment loans. You apply for financing, the lender evaluates your creditworthiness and the equipment's value, and if approved, the lender pays the dealer or vendor while you make monthly payments over an agreed term. Key factors lenders consider for healthcare equipment: • Equipment Type & Value, Different medical equipment categories have different residual values and useful lives • Your Business Financials, Revenue, time in business, and cash flow • Credit History, Personal and business credit scores • Down Payment, Higher down payments often unlock better rates • Industry Experience, Lenders value operators with proven healthcare experience
Tax Benefits of Medical Equipment Financing
Financing medical equipment can provide significant tax advantages: • Section 179 Deduction, Deduct the full purchase price of qualifying equipment in the year of purchase (up to $2,560,000 in 2026) • Bonus Depreciation, Additional first-year depreciation for maximum tax benefit • Interest Deduction, Monthly interest payments are tax-deductible business expenses • Operating Expense Deductions, Maintenance, insurance, and operating costs are deductible Consult with a tax professional to maximize your deductions.
Frequently asked questions
What types of medical equipment can I finance?
Virtually any medical equipment used in the healthcare industry, including imaging systems, dental chairs, surgical instruments, and diagnostic tools. Our 500+ lender network covers all major brands and equipment categories.
Can I get medical equipment financing for a new business?
Yes. We have startup programs for new healthcare businesses. Industry experience, strong personal credit, and a solid business plan help secure the best terms.
What are current rates for medical equipment financing?
Rates vary based on credit score, time in business, equipment age, and down payment. Generally, rates range from 5.99% to 24.99% APR. Our AI matching finds you the lowest available rate from 500+ lenders.
How much down payment is needed for medical equipment?
Down payments range from 0% to 20% depending on your credit profile and the equipment's age. Strong credit with established business history can qualify for $0 down.