Becoming an owner-operator is the American dream of the open road, and Brobas is here to make it financially possible. Whether you're buying your first truck, upgrading from a company driver position, or adding to your small fleet, we connect you with lenders who specialize in owner-operator financing. Our programs accommodate new authorities, limited credit history, and the unique income patterns of independent trucking.
New Authority Welcome
Programs available for operators with as little as 3 months of authority.
Company Driver Transition
Specialized financing for drivers moving from company to independent operation.
Flexible Documentation
Alternative documentation options when traditional bank statements don't tell your full story.
1099 Friendly
Lenders who understand independent contractor income documentation.
Frequently asked questions
Can I get financing as a brand new owner-operator?
Yes. While rates may be higher for new operators, we have lenders with startup programs. Your CDL experience, down payment, and the truck's value all factor in.
What down payment do owner-operators typically need?
Down payments for owner-operators range from 10-25% depending on authority age, credit score, and the truck being financed. Experienced operators may qualify for less.
Do you help with operating authority setup?
While we focus on financing, we can connect you with partners who help with MC authority, insurance, and compliance setup.