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    Refrigerated Van Financing 2026: Reefer Vans and Trucks

    Finance a refrigerated delivery van. Sprinter, Transit, and ProMaster reefer vans for food delivery and catering.

    Refrigerated vans serve the growing cold chain logistics market: grocery delivery, meal kit services, pharmaceutical distribution, floral delivery, and catering. The market has expanded significantly with the growth of online grocery and food delivery.

    Refrigerated Van Pricing

    Vehicle New w/Reefer Unit Used (2-4 yr) Cargo Volume
    Sprinter 2500 Reefer $65,000-$85,000 $38,000-$55,000 300-350 cu ft
    Sprinter 3500 Reefer $72,000-$95,000 $42,000-$62,000 400-500 cu ft
    Transit Reefer $58,000-$78,000 $32,000-$50,000 350-460 cu ft
    ProMaster Reefer $52,000-$72,000 $28,000-$45,000 360-420 cu ft
    Isuzu NPR Reefer $60,000-$85,000 $30,000-$50,000 500-800 cu ft
    Hino 195 Reefer $65,000-$90,000 $32,000-$55,000 500-700 cu ft

    The reefer unit itself (Carrier Transicold, Thermo King) adds $8,000-$20,000 to the base vehicle cost.

    Multi-Temp vs Single-Temp

    Multi-temperature reefer vans have separate compartments for frozen, refrigerated, and ambient products. They cost 30-50% more but serve a wider range of customers.

    Configuration Price Premium Best For
    Single temp (frozen) Baseline Ice cream, frozen foods
    Single temp (refrigerated) Baseline Produce, dairy, meat
    Dual temp +30% Mixed grocery delivery
    Tri-temp +50% Full-service distribution

    Financing Considerations

    Reefer vans combine two assets: the vehicle and the refrigeration unit. Lenders evaluate both:

    • Vehicle age and condition: Standard vehicle underwriting
    • Reefer unit brand and age: Carrier and Thermo King units are preferred
    • Maintenance history: Reefer units require regular service to maintain performance
    • Application: Food delivery has different risk than pharmaceutical cold chain

    Rates are typically 1-2% higher than standard van financing due to the added complexity and maintenance requirements of refrigeration.

    Revenue Potential

    Refrigerated delivery is a premium service that commands higher rates:

    Application Revenue per Van Margin
    Grocery delivery (Amazon Fresh, Instacart) $6,000-$12,000/mo 15-25%
    Restaurant/foodservice supply $8,000-$15,000/mo 20-30%
    Pharmaceutical cold chain $10,000-$20,000/mo 25-35%
    Catering/event delivery $5,000-$10,000/mo 30-40%
    Floral delivery $4,000-$8,000/mo 20-30%

    Apply for Reefer Van Financing

    Brobas Capital Partners finances refrigerated vehicles of all types. From Sprinter reefer vans to full-size refrigerated box trucks.

    Apply at brobascap.com or call (773) 691-3925

    Ready to get financed?

    Apply in 5 minutes. No hard credit pull. Call (773) 900-7576.

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