Compare carrier lease-purchase against bank-financed equipment ownership across a 5-year horizon.
Many carrier lease-purchase programs end with $0 equity. Adjust the slider above to match your contract.
Net 5-year cost (after subtracting end-of-term equity / residual value) favors ownership on these inputs. Adjust the sliders above to model your specific deal.
| Buy | Lease | |
|---|---|---|
| Down / start cost | $9,000 | $1,500 |
| Periodic payment | $1,681/mo | $900/wk |
| Total payments over term | $100,886 | $234,000 |
| Total cash outflow | $109,886 | $235,500 |
| Equity at end of term | $40,500 | $0 |
| Net cost (cash − equity) | $69,386 | $235,500 |
5-year horizon, USD
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