Turnkey Surgery Center Equipment Financing

One master facility, not a dozen loans

Tables, booms, anesthesia, monitors, sterile and imaging consolidate into a single agreement with one payment and one point of contact.

Structured around your open date

We stage funding so equipment is installed, biomed-checked and ready for your first case, not stuck on a loading dock.

New or certified pre-owned

Mix a new anesthesia fleet with a certified pre-owned C-arm inside the same deal to keep total project cost in line.

Rates from 5.49% APR

Qualified surgery centers access competitive fixed rates with terms sized to a 5, 6 or 7 year horizon.

Ask anyone who has opened a surgery center what the financing looked like and you will hear the same complaint: every vendor wanted their own paper. The table rep points you at one lender, the anesthesia distributor at another, the imaging company at a third, and suddenly you are managing five payment schedules with five different first-payment dates while trying to hire staff and pass a survey.

A master equipment facility fixes that. We build one schedule that lists every asset, a Skytron 6702 table here, a pair of GE Aisys CS2 anesthesia machines there, Stryker booms, Philips IntelliVue MX550 monitors, the Steris sterile line, a GE OEC 9900 Elite C-arm, and fund it as one deal with one monthly payment. When a vendor timeline slips, we adjust inside the facility instead of unwinding a separate loan.

It also gives you leverage. When we bring an entire seven-figure build to our lenders instead of piecemeal invoices, the deal is more attractive and the pricing reflects it. One point of contact at Brobas manages the whole thing, so the owner is running the clinical build, not chasing underwriters. That is the difference between financing a center and financing a shopping cart.

Recent ambulatory surgery center packages we placed. Anonymized, real structures.

• Dallas, TX multispecialty ASC. $1.62 million for a full four-room build: Skytron tables and booms, four Draeger Perseus A500 anesthesia machines, Philips IntelliVue monitors, Steris sterile processing and a GE OEC 9900 C-arm. Group averaged 11 years in practice, lead owner FICO 761, approved at 5.49% APR over 84 months with 10 percent down.
• Charlotte, NC ortho and pain ASC. $780,000 for two rooms plus imaging. Practice open three years, owner FICO 712, 5.99% APR over 72 months, 60-day deferred first payment.
• Phoenix, AZ single-specialty GI ASC. $540,000 turnkey, endoscopy-focused. Two years open, owner FICO 688, 6.49% APR over 66 months, 5 percent down.
• Tampa, FL startup surgery center. $610,000 for a de novo two-room build, first-time owner with challenged personal credit near 650. Placed at 6.99% APR over 60 months with 15 percent down and a personal guarantee.

Four very different balance sheets, one broker matching each to the right lender.

A surgery center is a revenue engine, so equipment should be measured by what it lets you bill, not just what it costs. A single fully equipped OR running a conservative six cases a day at a blended $2,000 facility fee generates roughly $12,000 daily and well over $2 million a year at moderate utilization. Against that, an $1.6 million four-room package financed near $22,000 a month is a small slice of top-line revenue and it is fixed, which makes budgeting clean.

The tax treatment sharpens the case. Equipment placed in service during the year generally qualifies for the Section 179 deduction, letting you expense the full cost in year one rather than depreciating it over five to seven years. The Section 179 cap climbed to $2.5 million for 2025, and 100 percent bonus depreciation is available on top for larger builds that exceed the cap. Verify the current figures with your CPA.

The move most owners make: finance the build with little down, then deduct the full equipment cost this year. On a $1.6 million package, a group in a 37 percent bracket could see roughly $592,000 in first-year tax savings while keeping working capital in the practice. You get the rooms open, the deduction now, and the payment spread across the useful life of the assets.

Our ASC facilities cover the fixed and major movable medical assets that make a room operational:

• Surgical tables and lights. STERIS 5085 SRT and Skytron tables, plus overhead surgical lighting.
• Ceiling booms and integration. Stryker and Berchtold anesthesia and surgical booms, plus video integration systems.
• Anesthesia and monitoring. GE Aisys CS2, Draeger Perseus A500 and Mindray A7 gas machines, and Philips IntelliVue or GE CARESCAPE patient monitors.
• Sterile processing. Steris Amsco sterilizers and washer disinfectors, Tuttnauer autoclaves, and cart handling.
• Imaging. GE OEC 9900 and Ziehm Vision C-arms for pain, ortho and spine.
• Video towers. Stryker 1788 laparoscopy and Olympus endoscopy towers where the case mix calls for them.

If it bolts to a wall, hangs from a ceiling, or rolls between your rooms and carries a serial number, it usually fits inside the facility. We keep a running schedule as your vendor quotes firm up, so late additions like a second C-arm or an extra anesthesia machine can slot into the same agreement rather than forcing a second loan. That flexibility is why groups building de novo centers tend to run the whole project through one broker instead of financing room by room.

Can one loan cover my entire surgery center build?

Yes. That is the point of a master facility. We schedule every vendor invoice, tables through imaging, into one agreement so you are not juggling six lenders during a build.

How much does it cost to equip an ASC?

A single-room center can be outfitted for $350,000 to $600,000. A four-room multispecialty ASC commonly lands between $1.2 million and $2 million once you add anesthesia, booms, sterile processing and a C-arm.

Do you finance construction and buildout too?

Our focus is equipment and the fixed medical assets inside the walls. We frequently coordinate alongside a separate real estate or tenant-improvement loan so the two do not collide.

Can newer centers with limited history qualify?

Yes. Startups and centers under two years old are financeable. We also place deals for owners with challenged credit across our 500-plus lender network rather than issuing a flat decline.

Does surgery center equipment qualify for Section 179?

Most of it does. Tables, anesthesia machines, monitors, booms and sterile equipment placed in service during the year generally qualify. Confirm current limits with your CPA.