Colonoscope and Gastroscope Financing

Finance a fleet, not one scope

Replace six colonoscopes and gastroscopes at once on a single monthly instead of writing a check every time a scope is retired.

All major brands

Olympus, Fujifilm and Pentax colonoscopes and gastroscopes finance the same way, matched to the towers you already run.

Rates from 5.49% APR

Qualified GI practices and endoscopy centers see competitive fixed pricing with terms sized to your replacement cycle.

New or certified pre-owned

Certified pre-owned Olympus 190 series scopes are financeable, a common way to keep a backup rotation without new pricing.

Every GI center runs a rotation of scopes, and every rotation loses members. A colonoscope with a bite or a channel breach comes out of service. A gastroscope goes out for repair and you need a spare to cover the room. Angulation wears out, a model gets superseded, and the physician who prefers a particular Olympus CF-HQ190L handling wants two of them, not one. Reprocessing turnaround alone means you need more scopes than rooms, because an instrument sitting in the AER cannot be in a patient.

Buying scopes one at a time out of cash flow fights the way the fleet actually behaves. The center that plans for it finances a set: enough colonoscopes and gastroscopes to cover every room plus the reprocessing cycle and a spare or two, all on one predictable payment. When a scope fails, you already have depth, and the monthly does not move.

Pricing runs by model and channel. A standard Olympus or Fujifilm colonoscope lands around $25,000 to $45,000, a diagnostic gastroscope in the same range, and therapeutic or specialty scopes push toward $60,000. Six scopes to refresh a rotation is a $180,000 to $300,000 decision. Financing turns that into a line item you can budget instead of a cash shock that lands the week two scopes fail at once.

Recent scope fleet deals we placed. Anonymized, real structures.

• Tampa, FL endoscopy center. $228,000 for a replacement set of six Olympus scopes, four CF-HQ190L colonoscopes and two GIF-HQ190 gastroscopes, funded as one predictable monthly during a fleet refresh. Center open eight years, owner FICO 744, approved at 5.74% APR over 60 months with 10 percent down.
• Richmond, VA GI practice. $96,000 for three Fujifilm colonoscopes. Five years in practice, owner FICO 709, 6.24% APR over 48 months, first payment deferred 60 days.
• Salt Lake City, UT endoscopy group. $164,000 for a mixed Olympus and Pentax set of five scopes. Eleven years open, strong business credit, 5.49% APR over 60 months, zero down.
• Fort Worth, TX solo GI. $54,000 for two certified pre-owned Olympus 190 series scopes. Practice open 22 months, owner with challenged credit near 648, placed at 6.99% APR over 48 months with 15 percent down.

Four different fleets, four different lenders, one broker matching each.

Look at a scope by what it earns, not just what it costs. A single colonoscope in a busy room does hundreds of procedures a year, each carrying facility and professional revenue that makes a $700 to $1,100 monthly payment on that instrument almost invisible. Financing a fleet keeps every room covered and every reprocessing cycle backstopped, which protects the throughput your entire schedule depends on. A scope you do not have is a canceled slot, and a canceled slot is revenue you never rebill.

The tax side is straightforward. Scopes placed in service during the year generally qualify for the Section 179 deduction, so a fleet purchase can be expensed in year one instead of depreciated over five. The Section 179 cap rose to $2.5 million for 2025, with 100 percent bonus depreciation available on top. Confirm the current figures with your CPA.

The practical move is to finance the fleet with little down and still deduct the full cost this year. On a $228,000 six-scope set, a practice in a 37 percent bracket could see roughly $84,000 in first-year tax savings while paying a modest monthly out of pocket. Your cash stays in the business, your rooms stay covered, and the write-off lands now rather than trickling out over years of depreciation.

How much does a single colonoscope cost?

A new Olympus, Fujifilm or Pentax colonoscope generally runs $25,000 to $45,000, and high-definition gastroscopes are in a similar band. Specialty and therapeutic scopes can reach $60,000.

Can I finance several scopes at once?

Yes, and it is the smart way to do it. A replacement set of four to eight scopes on one agreement gives you a single predictable payment instead of unplanned cash outlays.

Do the scopes need to match my existing tower?

For image quality, yes, your scopes should match your Olympus, Fujifilm or Pentax processor. We can finance a scope fleet on its own or bundle it with a new tower if you are switching platforms.

Do you finance certified pre-owned scopes?

We do. Certified pre-owned 190 series and comparable scopes are financeable, which many centers use to keep spare instruments in the rotation without buying everything new.

Are colonoscopes Section 179 eligible?

Yes. Scopes placed in service during the tax year generally qualify, so a fleet purchase can be expensed in year one. Confirm the current limits with your CPA.