Print Same-Day Cases In-House, Financed From 5.49% APR

One Payment for the Whole Setup

Printer, wash-and-cure station, starting resins, and installation bundled onto a single contract, not three separate invoices to chase.

Terms Matched to Case Volume

24 to 72 month structures, so a $10K Form 4B or a $60K multi-printer lab both land as a comfortable monthly, from 5.49% APR for qualified practices.

Section 179 in Year One

Deduct the full purchase price the year you place the printer in service while you finance it over time. Confirm the specifics with your CPA.

500+ Lenders, Every Credit Profile

We shop one application across our lender network, so established practices, startups, and challenged credit all get a real look.

Every study model, surgical guide, and night guard you send to an outside lab carries two costs: the invoice and the wait. A digital workflow collapses both. You scan with an intraoral scanner, design in your software, and print overnight, so the case is ready before the patient sits down.

The SprintRay Pro 95S is the current chairside workhorse. It prints validated resins for models, clear aligner setups, night guards, temporaries, and CBCT-guided surgical guides, and it pairs with the ProWash/Dry and cure station to finish parts without a second machine. Expect roughly $24,000 to $32,000 for the printer plus post-processing.

The Formlabs Form 4B is the lower entry point, closer to $8,000 to $12,000 for the build platform, and it is a common first printer for a general dentist testing an in-house workflow before committing to a full digital lab.

What a doctor recognizes on day one is resin cost and validation. Biocompatible resins for surgical guides and night guards are regulated materials, and the printer has to be validated for each. A financed package that bundles the printer, wash-and-cure, and a starting resin inventory keeps you producing from the first week instead of piecing the setup together. Brobas structures the whole bundle as one payment rather than three separate invoices.

Real Brobas approvals from the last few months, details rounded to protect the practices:

• Dallas orthodontist, SprintRay Pro 95S plus ProWash/Dry. $31,500 financed. Nine years in practice, 742 personal credit. Approved at 5.74% APR over 60 months, $0 down. This is the case behind our headline: the printer and the wash-and-cure landed as one small monthly payment.
• Phoenix general dentist, Formlabs Form 4B starter package. $14,200 financed. Four years in practice, 705 credit. Approved at 6.39% APR over 48 months with 10% down.
• Nashville group practice, two SprintRay units for a satellite office. $58,000 financed. Strong group credit at 760. Approved at 5.49% APR over 60 months with the first payment deferred 60 days, so the office was open before the bills started.
• Tampa startup practice, Form 4B with Form Wash and Form Cure. $11,800 financed. A brand-new practice with a 690 owner score. Approved at 6.89% APR over 36 months with 15% down.

Rates ran from 5.49% to 6.89% depending on time in practice, credit profile, and down payment. None of these were guaranteed rates; they were the terms each file earned. We work with practices across every credit profile, including newer owners and challenged credit, because we shop the file to more than 500 lenders instead of a single bank.

Run the numbers on the work you already outsource. A single-arch printed model runs an outside lab $18 to $35, a hard or soft night guard $75 to $150, and a CBCT surgical guide $150 to $300 or more. An orthodontist printing 40 to 80 aligner and retainer models a month, plus a handful of guards, is often spending $1,500 to $3,000 monthly at the lab. A financed SprintRay Pro 95S at roughly $560 to $650 a month can undercut that lab spend by the second or third month, and every model after that is resin and time.

Then there is the tax side. Section 179 lets a practice deduct the full purchase price of qualifying equipment in the year it is placed in service, and the annual cap sits well into the millions, far above the cost of any dental printer. 100% bonus depreciation is available on top under current law. In practice, a $30,000 printer financed in the fall can generate a same-year deduction that offsets a meaningful share of the cost, while your out-of-pocket that year is only a few months of payments. That combination, financing the asset over time while deducting it up front, is why so many practices buy in the fourth quarter. Confirm the specifics with your CPA, since limits and bonus percentages depend on the year the equipment is placed in service.

We are a broker, not a single lender, and that changes what you can qualify for. When you apply, we take one credit pull and shop the file across more than 500 funding sources, then bring back the strongest term rather than a take-it-or-leave-it offer from your bank.

For dental 3D printers, we typically place:

• Equipment finance agreements with terms from 24 to 72 months, so a $10,000 Form 4B or a $60,000 multi-printer setup both land as a manageable monthly.
• $0 down for established practices with strong profiles, or a modest down payment (usually 10% to 15%) for newer and challenged-credit files.
• Deferred and step payments, including 30 to 90 day first-payment deferrals, so a new operatory or satellite office is producing before the first payment hits.
• Bundled funding that covers the printer, the wash-and-cure station, validated resins, and installation on one contract.

Approvals for qualified practices start from 5.49% APR, and application-only approvals (no full financials) are common up to around $150,000. Most decisions come back same day or next day. You keep your bank line of credit open for payroll and emergencies, and the printer pays for itself out of the lab work it replaces. Send us the quote from SprintRay or Formlabs and we will structure it.

How much does it cost to finance a dental 3D printer?

Chairside printers run from about $8,000 for a Formlabs Form 4B build platform to $60,000 for a full multi-printer setup with validated resins. A SprintRay Pro 95S with the ProWash/Dry and cure station usually lands between $24,000 and $32,000. Financed over 48 to 60 months, most practices see a payment in the $200 to $650 range, from 5.49% APR for qualified practices.

Can I finance the printer plus the wash-and-cure station together?

Yes. We bundle the printer, the post-processing station, a starting resin inventory, and installation onto one equipment finance agreement, so you are producing finished parts from the first week instead of adding machines piecemeal.

What credit score do I need to qualify?

There is no single cutoff. We have funded owners in the 690s and startups with limited history. Established practices with scores in the 740s and up see the best rates and often qualify for $0 down. Because we shop more than 500 lenders, we place files across every credit profile, including challenged credit.

Is a dental 3D printer deductible under Section 179?

Generally yes. Section 179 lets you deduct the full purchase price of qualifying equipment in the year it is placed in service, and 100% bonus depreciation may apply on top under current law. The annual cap is far above any printer's cost. Confirm the details with your CPA.

How fast can I get approved?

Most application-only approvals (no full financial statements, typically up to around $150,000) come back the same day or next business day. Send us the quote from SprintRay or Formlabs and we will have terms to you quickly.

Can a startup or new practice qualify?

Yes. New practices are a large part of what we fund. Expect a modest down payment (often 10% to 15%) and we can structure a 30 to 90 day first-payment deferral so the printer is generating value before the first payment is due.