Fund the Microscope That Is Your Standard of Care

Financed Like the Standard of Care It Is

The scope drives your case acceptance and outcomes. We structure a term as long as the asset's decade-plus working life, from 5.49% APR.

Zeiss, Global, and Documentation Bundled

Scope, mount (ceiling, wall, or floor), documentation camera, and install on one contract, not separate purchase orders.

Terms Matched to Case Volume

24 to 72 month structures, so a $25K Global or a $65K Zeiss lands as a payment your molar and retreatment fees cover.

Section 179 Write-Off

Deduct the full price the year the scope goes into service while financing it over time. Confirm the details with your CPA.

Loupes top out around 6x with a fixed working distance and a shared light path. A dental operating microscope gives you 2x to 20x on a zoom, true coaxial illumination down the canal, and a stable, shared view for documentation and assisting. For endodontics, that is the difference between finding the second mesiobuccal canal and missing it.

The Zeiss EXTARO 300 is the reference scope for many endodontists. Its apochromatic optics resolve fine anatomy, and the fluorescence and augmented visualization modes help distinguish composite, caries, and dentin during access and retreatment. Configured with a documentation camera and a floor or ceiling mount, it typically runs $45,000 to $65,000.

The Global G6 built its reputation on ergonomics and reliability. Endodontists who spend six or seven hours a day at the scope value its posture-friendly design and simple optics, and at roughly $25,000 to $42,000 it is a common first scope or a second-operatory addition.

The clinical case that pays for either one is the molar retreatment. Negotiating separated instruments, bypassing ledges, and managing perforations under high magnification are procedures you can charge for and accept with confidence only when you can actually see. A financed scope removes the capital barrier between you and that case mix.

Recent Brobas endodontic microscope approvals, rounded to protect the practices:

• Seattle endodontist, Zeiss EXTARO 300. $58,000 financed. Eleven years in practice, 755 credit. Approved at 5.64% APR over 66 months, $0 down, with the term deliberately matched to his molar retreatment volume so a handful of cases a month cover the payment.
• Denver startup, Global G6. $32,000 financed. An associate opening solo, 712 credit. Approved at 6.49% APR over 60 months with 10% down.
• Charlotte multi-doctor endo group, two Zeiss scopes plus documentation. $96,000 financed. Group credit at 760. Approved at 5.49% APR over 60 months with the first payment deferred 90 days for a new location.
• Austin endodontist, Global G6 on a ceiling mount, replacing an older scope. $41,500 financed. Six years in practice, 728 credit. Approved at 6.19% APR over 48 months, $0 down.

Rates ran from 5.49% to 6.49% based on time in practice, credit, and structure. These were earned terms, not advertised rates, and none were guaranteed. Because we shop the file to more than 500 lenders, we place solo startups, established specialists, and challenged-credit profiles alike.

A microscope changes what you can do and what you can charge. Endodontic molar therapy commonly bills $1,000 to $1,600, retreatment $1,300 to $1,900, and apicoectomy $1,000 to $1,500, and the harder cases (calcified canals, separated instruments, perforation repair) are the ones a scope makes predictable enough to accept. If a financed EXTARO 300 runs roughly $950 to $1,050 a month over 66 months, a single additional molar retreatment a month more than covers it, and everything above that is margin.

Section 179 is the other half of the equation. You can deduct the full purchase price of the scope in the year it is placed in service, with the annual cap set well into the millions, far beyond any single microscope. 100% bonus depreciation is available on top under current law. A $58,000 scope placed in service in the fourth quarter can produce a same-year deduction while your actual cash outlay that year is only two or three months of payments. Financing the asset over its working life while deducting it up front is why endodontists so often add or upgrade a scope before year end. Your CPA should confirm the numbers for your entity and the year you place the equipment in service.

We are a broker. One application, one credit pull, and we shop your file across more than 500 lenders, then bring back the strongest term instead of your bank's single offer. For endodontic microscopes we typically place:

• Equipment finance agreements from 24 to 72 months, so a $25,000 Global or a $65,000 Zeiss both land as a payment tied to your case volume.
• $0 down for established specialists, or 10% to 15% down for solo startups and challenged-credit files.
• First-payment deferrals of 30 to 90 days for a new operatory or a second location, so the scope is producing before the payment starts.
• Bundled funding covering the scope, the mount, the documentation camera, and installation on one contract.

Application-only approvals (no full financials) are common up to around $150,000, and most decisions come back same day or next business day. Buying versus leasing matters here: because a microscope is a ten-plus year asset with strong residual value, most endodontists finance to own rather than lease, and Section 179 favors ownership. Send us the Zeiss or Global quote and we will structure a term your practice actually cash-flows, from 5.49% APR for qualified practices.

How much does it cost to finance an endodontic microscope?

A Global G6 typically runs $25,000 to $42,000 depending on mount and documentation, and a Zeiss EXTARO 300 configured for endo runs $45,000 to $65,000. Financed over 60 to 72 months, most endodontists see a payment roughly in the $450 to $1,050 range, from 5.49% APR for qualified practices.

Should I lease or finance a microscope?

For a decade-long asset with strong residual value like a Zeiss or Global scope, most endodontists finance to own rather than lease. Ownership also lines up with the Section 179 deduction. We can quote both, but the buy-to-own equipment finance agreement is usually the stronger long-term structure.

Can a brand-new endodontic practice qualify?

Yes. A large share of our endo funding goes to associates opening solo. Expect a modest down payment (often 10% to 15%) and we can defer the first payment 30 to 90 days so the scope is generating cases before the first bill.

What credit score do I need?

There is no fixed cutoff. We have funded scores in the low 700s and structured challenged-credit files with a down payment. Established specialists in the mid-700s and up see the best rates and frequently qualify for $0 down. We shop every profile across 500-plus lenders.

Is the microscope deductible under Section 179?

Generally yes. Section 179 lets you deduct the full price the year the scope is placed in service, and 100% bonus depreciation may apply on top under current law. The annual cap far exceeds any microscope's cost. Confirm with your CPA.

How long does approval take?

Application-only approvals up to around $150,000 usually come back the same day or next business day. Send the Zeiss or Global quote and we will have terms quickly.