Point-of-Care Sinus CT Financing for ENT Practices

Imaging revenue you keep

Every sinus CT you refer out is a study billed by someone else. Bring a Xoran MiniCAT or Carestream CBCT in-house and you capture the technical component on scans you were already ordering.

Sized to your scan volume

We structure the payment against projected CBCT volume, with 60 to 90 day deferral options, so the scanner is generating imaging revenue before the note ramps to full.

Room-ready ENT systems

Upright units like the MiniCAT IQ fit a normal exam-sized room with minimal shielding. We finance the scanner, the reading workstation, install, and often a first year of service on one facility.

All credit profiles considered

A solo or group ENT with real scan demand is a strong file even with a challenged personal score. We work with all credit profiles and disclose any risk pricing before you sign.

The clinical case for an in-office cone beam CT is about controlling the visit. A chronic rhinosinusitis patient who fails medical therapy needs imaging before you can talk surgery or a balloon procedure. Send that scan out and you lose a week, you lose the patient's momentum, and you lose the read to a radiologist who is not sitting in the room with the endoscope findings.

Put a Xoran MiniCAT IQ or a Carestream CS 9600 in the office and the sequence collapses into one visit. You scope, you scan, you pull up the coronal sinus views next to the exam findings, and you point at the ostiomeatal complex while the patient is still in the chair. The upright ENT-specific units are built for exactly this: small footprint, low dose focused on the sinuses and temporal bone, and a scan that takes seconds.

It also feeds everything downstream. The same volumetric dataset drives image-guided sinus surgery planning on a Medtronic StealthStation or Stryker navigation platform, supports balloon sinuplasty candidacy, and documents the disease burden for payer authorization. For a practice doing any meaningful FESS or in-office balloon volume, the scanner stops being an expense and becomes the front door to the surgical side of the business. Financing simply lets you install it without draining the reserves you need to run the practice.

A sample of ENT CT deals we have closed. Rates depend on the practice profile and are never guaranteed.

• Houston, TX, four-physician ENT group (15 years in practice): 228,000 dollars for a Xoran MiniCAT IQ with a reading workstation and installation. FICO 731. Approved at 5.49% APR, 60 months, 10 percent down.
• Denver, CO, two-physician ENT practice (7 years): 186,000 dollars for a Carestream CS 9600 cone beam CT. FICO 692. Approved at 5.99% APR, 60 months, 10 percent down.
• Orlando, FL, solo otolaryngologist (4 years): 164,000 dollars for a Xoran MiniCAT and install. FICO 658. Approved at 6.49% APR, 72 months, 5 percent down, first payment deferred 90 days.
• Nashville, TN, ENT and allergy group (10 years): 274,000 dollars for a Carestream CS 9600 with image-guided surgery integration. FICO 715. Approved at 5.74% APR, 60 months, 10 percent down.

A four-year solo practice and a fifteen-year group both cleared. That range of approvals is what 500-plus lender relationships buys you.

The revenue logic on point-of-care sinus CT is direct. A cone beam study of the maxillofacial region (commonly reported with CPT 70486 for the CT, plus 76377 when you do 3D reconstruction with independent workstation postprocessing) is a scan you were already ordering, just billed by someone else. Bring it in-house and you capture the technical component on every study. A practice referring even eight to twelve sinus CTs a month can cover a 60-month payment on the imaging alone, before you count the surgical cases the scanner helps convert.

The downstream is where it really pays. Every scan that supports a FESS case or an in-office balloon sinuplasty adds a procedure you might otherwise have lost to delay. The scanner is a demand generator, not just a cost center.

On taxes, Section 179 allows a full first-year deduction of qualifying equipment placed in service that year, up to the 2026 cap of 2.5 million dollars. On a 228,000 dollar scanner, a group in a 35 percent bracket is looking at roughly 80,000 dollars in first-year tax savings. One hundred percent bonus depreciation is back for equipment placed in service after January 19, 2025, which fully covers a purchase of this size even in a big equipment year. Financed equipment qualifies the same as cash. Confirm the details with your CPA, but the write-off is often the deciding factor on timing the install before year end.

ENT practices rarely need a full multi-slice hospital CT, and financing one would not make sense for the office. The right tool is almost always a cone beam CT, and understanding the difference explains the price and the payment.

Conventional multi-slice CT is the big hospital scanner: higher dose, larger footprint, six figures of shielding and construction, and a service contract to match. It images the whole body, which an ENT office does not need.

Cone beam CT like the Xoran MiniCAT IQ or Carestream CS 9600 uses a single rotation and a flat-panel detector to build a 3D volume of the sinuses and temporal bones at a fraction of the dose and footprint. The MiniCAT is an upright unit the patient sits in; it fits in a normal exam-sized room and often needs minimal shielding. That is why the all-in number lands at 150,000 to 300,000 dollars instead of the million-plus a hospital scanner commands.

When we finance one of these, we do not just cover the box. The facility can include the reading workstation, installation, any required room work, and a first year of service, all rolled into the same monthly payment. A few of our clients also fold in a Medtronic or Stryker image-guided surgery system on the same term so the scanner and the navigation platform arrive together. The goal is one payment that covers a working, billing imaging suite, not a machine you still have to spend more to switch on.

What CT systems can I finance?

ENT-focused cone beam CT units like the Xoran MiniCAT and MiniCAT IQ, and Carestream systems such as the CS 9600, CS 9300, and CS 8100 3D, along with the reading workstation, installation, and service. We can also finance image-guided surgery navigation on the same term.

How much does a sinus cone beam CT cost?

Installed, most ENT cone beam CT systems run between 150,000 and 300,000 dollars depending on the unit, the workstation, and any room work. That is a fraction of a hospital multi-slice scanner, which is why the office format makes financial sense.

Can financing be sized to my scan volume?

Yes. We commonly structure these against projected scan volume, with deferral options of 60 to 90 days, so the scanner is generating imaging revenue before the payment ramps to full.

Does financing cover installation and the reading workstation?

It does. We roll the scanner, the workstation, installation, required room work, and often a first year of service into one facility, so you have a working, billing imaging suite for a single monthly payment.

What if my credit is not perfect?

We accept all credit profiles. A group or solo ENT with real scan demand and steady collections is a strong file even with a challenged personal score. Higher pricing on weaker credit is disclosed up front, never a surprise.

Can I finance image-guided surgery navigation too?

Yes. Several clients fold a Medtronic StealthStation or Stryker navigation system into the same facility as the scanner, so the CT and the IGS platform arrive together on one payment and one term.