Fetal Monitor Financing for Corometrics and Philips Avalon

One note for the whole fleet

Finance every monitor across every office under a single payment. We bundle Avalon and Corometrics sets so you are not juggling four contracts and four due dates.

Rates from 5.49% APR

Qualified OB groups start at 5.49% APR over 24 to 72 months, priced to your credit and time in practice and quoted firm once we see the file.

New and refurbished, mixed freely

Pair new Avalon FM50 units with refurbished Corometrics 250cx carts and fund them all on the same terms, transducers and central station included.

All credit profiles placed

With 500+ lenders behind us, challenged credit and startup OB practices still get funded by underwriters who read the group, not just the score.

Once you are doing antepartum surveillance, one monitor does not cover you. Gestational diabetes, chronic and gestational hypertension, cholestasis, post-dates, decreased fetal movement, twins: all of it generates non-stress tests and biophysical profiles, and you cannot run a busy NST schedule off a single cart. That is before labor and delivery, where continuous cardiotocography needs a monitor in every room plus a central station so a nurse can watch multiple tracings at once. This is why OB groups buy in sets. The Philips Avalon platform is popular for exactly this reason: its cross-channel verification flags when the toco and ultrasound transducers are both picking up the mother, twins and triplets modes handle multiples cleanly, and units feed an IntelliVue central station. The GE Corometrics 250cx does the fundamentals well, and a refurbished fleet of them is a budget-friendly way to stand up a second office. On billing, in-office NSTs code to 59025, and antepartum monitoring for high-risk pregnancies is steady, recurring volume. A monitor in every room is not a luxury purchase. It is the equipment that lets you manage high-risk patients on your own schedule instead of sending them to the hospital for a tracing.

Fetal and maternal monitor deals we funded recently:

• $38,500 fleet of four Philips Avalon FM30 across two offices for a four-physician OB group in Dallas, 12 years in practice, 749 credit score. Approved at 5.49% APR over 60 months, zero down, one note for the whole set.
• $12,400 for two refurbished GE Corometrics 250cx for a solo OB in Fort Worth, 7 years in practice, 701 score. 6.24% APR over 48 months, 10% down.
• $26,800 Philips Avalon FM50 with a central station for a three-provider maternal-fetal practice in Plano, 9 years in practice, 733 score. 5.99% APR over 60 months, 5% down.
• $9,500 refurbished Corometrics 250cx with toco and ultrasound transducers for a two-year-old startup OB practice in Arlington, 668 score (challenged credit). Funded at 6.99% APR over 36 months with 15% down.

The Dallas fleet is a good illustration. Four Avalon FM30 monitors at $38,500 financed over 60 months at 5.49% run about $735 a month for the entire two-office set. In-office non-stress tests (59025) reimburse modestly per study, but the volume is what matters: a group managing gestational diabetes, hypertension, and post-dates patients runs NSTs all week, often twice weekly per patient in the third trimester. That recurring surveillance revenue covers a $735 fleet payment without strain, and it keeps patients in your offices instead of routing them to labor and delivery for a tracing that ties up a hospital bed.

The tax treatment helps again. Fetal monitors are qualifying equipment under Section 179, so the full cost, whether it is a $9,500 single unit or a $38,500 fleet, can generally be expensed in the year the monitors are placed in service, under the current $2.5 million cap. 100% bonus depreciation applies to equipment placed in service in 2026 as well. That means a fleet installed before year-end can often be written off in full for that tax year. Have your CPA confirm the figures, but the deduction frequently offsets a meaningful share of the first-year cost.

Fleet deals are where a broker earns their keep, because you do not want four monitors on four separate contracts with four payment dates. We bundle the entire set, single office or multi-site, into one financing structure with one monthly payment. Monitors up to roughly $250,000 in aggregate usually qualify app-only, so a one-page application covers a full two-office buildout with no tax returns for most approvals. We take the file to more than 500 lenders and shop it, rather than sending it to one desk.

New and refurbished monitors fund on the same terms, which matters when you are mixing a couple of new Avalon FM50 units with refurbished Corometrics carts to control cost. We fund invoices from Philips, GE HealthCare, and established refurbishers, including transducers, central stations, and mounting. Terms run 24 to 72 months, structured to your cash flow, with first-payment deferral available while you install and train. Rates start from 5.49% APR for qualified practices and are set by credit, time in practice, and the equipment mix, so we quote firm once we see the file. Challenged credit and newer practices are placed with lenders who underwrite the OB group, not just the score.

Can I finance monitors for more than one office at once?

Yes, and you should. We bundle a full multi-office fleet of Avalon or Corometrics monitors into one structure with a single monthly payment instead of separate contracts per unit.

Do you finance refurbished Corometrics 250cx units?

Yes. Refurbished monitors fund on the same terms as new, and you can mix new and refurbished in one deal. We fund invoices from Philips, GE HealthCare, and established refurbishers.

Is a central station included in the financing?

It can be. Central stations, transducers, mounts, and installation all fund alongside the monitors under one agreement.

What credit is required for a fleet?

There is no fixed cutoff. We have funded fleets for groups with strong credit and single units for startup practices in the 660s. Challenged credit goes to lenders who underwrite the practice. Rates start from 5.49% APR for qualified groups.