OB-GYN Ultrasound Financing for the Voluson E10 and HERA W10

App-only approvals up to $250,000

Most OB ultrasound systems qualify with a single-page application. No tax returns, no financial statements, and usually a same-day decision on a Voluson or HERA W10.

Rates from 5.49% APR

Qualified practices see pricing that starts at 5.49% APR, with terms from 24 to 84 months. Your rate is set by credit, time in practice, and the equipment, never promised sight unseen.

New or refurbished, funded the same

Whether you want a new E10 from GE HealthCare or a refurbished E8 BT21, the terms are identical. We fund vendor and refurbisher invoices without penalizing pre-owned.

Built for all credit profiles

With 500+ lenders behind us, a challenged credit file or a young practice is placed with underwriters who read the practice, not just the score.

Walk into almost any busy obstetrics office and you will find a Voluson. The E10 earns that spot with a curved-array and endocavitary transducer set that handles a full-term anatomy survey and a 7-week transvaginal dating scan on the same afternoon. HDlive with the moveable light source is what gives you those surface renderings parents actually want printed, and SonoAVC and Radiantflow do the quiet clinical work: follicle counts, cardiac outflow tracts, cord and placental flow. The Samsung HERA W10 gets to a similar place through Crystal Vue and Realistic Vue, and it is a legitimate choice, particularly for a practice that wants a lighter workflow at a lower entry price. From a billing standpoint, this is equipment that touches the schedule constantly. A single machine supports 76801 and 76805 anatomy studies, 76811 detailed evaluations for higher-risk patients, 76816 follow-up growth scans, 76817 transvaginal exams, and the 76376 and 76377 3D reconstructions. Doppler work on the umbilical and middle cerebral arteries layers on top. The clinical case for owning one is obvious. The financial case is that the machine is working, and billing, every day it is on the floor.

A few OB imaging deals we closed recently. Details are anonymized, the structures are real.

• $118,000 GE Voluson E10 for a solo OB-GYN in Miami, 9 years in practice, 712 credit score. Approved at 5.99% APR over 60 months with 10% down ($11,800). The owner told us the first month of anatomy and follow-up studies more than covered the note.
• $62,000 refurbished Voluson E8 BT21 for a two-physician group in Tampa, 6 years in practice, 690 score. Structured at 6.49% APR over 48 months, zero down, with the first payment deferred 90 days to clear installation and training.
• $134,000 Samsung HERA W10 for a maternal-fetal medicine practice in Orlando, 14 years in practice, 758 score. Approved at 5.49% APR over 72 months with 5% down.
• $46,500 Voluson S10 Expert for a two-year-old startup practice in Jacksonville, 664 score (challenged credit). Funded at 6.99% APR over 60 months with 15% down, app-only, no tax returns.

Run the numbers on the Miami E10. Financing $106,200 after the down payment at 5.99% over 60 months works out to roughly $2,050 a month. Now look at the other side of the ledger. A detailed fetal anatomy scan (76805) reimburses in the low hundreds depending on payer, a transvaginal study (76817) adds to it, and a busy OB doing even five to seven anatomy surveys a week clears the monthly payment inside the first week, before follow-up growth scans, dating scans, and 3D add-ons. That is why obstetric imaging is one of the few purchases where the equipment genuinely funds itself.

Then there is the tax side. Under current Section 179 rules, a practice can expense the full purchase price of qualifying equipment in the year it is placed in service, up to a cap of $2.5 million, which is far above the cost of any single ultrasound. 100% bonus depreciation is also back in effect for equipment placed in service in 2026. In practice, a $118,000 machine bought and installed before December 31 can often be written off in full that same tax year. Confirm the specifics with your CPA, but the timing lever is real, and it is a big reason practices move before year-end.

The process is built to stay out of your way. Most OB carts up to about $250,000 qualify for app-only financing, which means a one-page application and no tax returns, no P&L, and no bank statements. We take that application to a network of more than 500 lenders, including several that specialize in diagnostic imaging, and we shop it rather than sending it to one desk and hoping. You usually have a decision the same day and, for app-only deals, funding within one to three business days.

We finance new and refurbished equipment on the same terms, so a refurbished Voluson E8 is not penalized against a new E10. Vendor invoices from GE HealthCare, Samsung Medison, and the major refurbishers are all straightforward for us to fund. Terms run from 24 to 84 months, structured around your cash flow, and we can defer the first payment to cover install and sonographer training. Rates start from 5.49% APR for qualified practices and are set by credit profile, time in practice, and the equipment itself, so nothing is guaranteed until we have your file. Challenged credit is not a dealbreaker; we place those files with lenders who underwrite the practice, not just the score.

How much can I finance for an OB-GYN ultrasound?

Most practices finance the full purchase, from a $40,000 refurbished cart to a $150,000 new Voluson E10 or HERA W10. App-only approvals commonly reach $250,000, which covers a machine plus transducers and a service contract.

Do I need to put money down?

Not always. Many deals fund with zero down, and others use 5% to 15% depending on the machine and your credit profile. We often defer the first payment 90 days so installation and sonographer training happen before you pay.

Can I finance a refurbished Voluson?

Yes. Refurbished E8 and E10 systems finance on the same terms as new. We fund invoices from GE HealthCare, Samsung Medison, and established refurbishers.

What credit score do I need?

There is no single cutoff. We have funded OB carts for practices in the 660s and up. Time in practice, specialty, and the equipment all factor in, and challenged credit files go to lenders who underwrite the whole picture.

Is the payment tax deductible?

Equipment financed and placed in service generally qualifies for Section 179 expensing and bonus depreciation, which can let you write off the full price the same year. Interest is typically deductible too. Confirm the specifics with your CPA.