Every Cataract Case Runs Through the Scope

Built Into ASC and OR Buildouts

We finance the scope as part of a full room or a two room ambulatory surgery center, wrapping the phaco, bed, autoclave, and fit out into one structured deal instead of a stack of separate loans.

500+ Lenders, All Credit Profiles

As a broker we place the Lumera 700 or Proveo 8 with the desks that finance surgical optics daily. Strong practices and ASCs see rates from 5.49% APR, and challenged credit is still fundable.

Finance the Integrations Too

CALLISTO eye, Zeiss RESIGHT, EnFocus intraoperative OCT, floor stands, and multi year service go into the same payment, so the fully configured scope arrives ready for cases.

Section 179 Friendly Structures

A finance agreement or dollar buyout lease can let you deduct the microscope, and often the whole buildout, the year it is placed in service. Confirm the treatment with your CPA.

Ask any cataract surgeon what makes a case hard and a stable red reflex will be near the top of the list. The capsulorhexis, the hydrodissection, the phaco, all of it depends on seeing the capsule against a bright, even orange glow, and that glow comes from the microscope's illumination design. The Zeiss OPMI Lumera 700 made its name on Stereo Coaxial Illumination, which throws two coaxial beams to keep the red reflex deep and steady even in a brunescent or posterior polar cataract. Add CALLISTO eye and the scope overlays your rhexis diameter and projects markerless toric axis alignment right in the eyepiece, so the toric IOL lands on axis without ink marks.

The Leica Proveo 8 competes on FusionOptics and CoAx4 illumination, four coaxial LED channels that hold the reflex across the whole field and through a range of working distances. Bolt on EnFocus and you have intraoperative OCT for both anterior segment and vitreoretinal cases. For a vitreoretinal surgeon the Zeiss RESIGHT wide angle viewing system serves the same role. Whichever platform you choose, the scope is where every case is won or lost, which is why it anchors almost every OR and ASC build we finance.

Representative surgical microscope files we have placed. Rates depend on credit, time in practice, and the equipment.

Tampa, FL surgery center, 10 years: 150,000 dollar Zeiss OPMI Lumera 700 with CALLISTO eye, financed inside a two room ASC buildout, owner FICO 769. Approved at 5.59% APR, 72 months, 10 percent down. The scope went in as part of the full package rather than a standalone purchase.

Cleveland, OH, 16 years, FICO 778: 118,000 dollar Leica Proveo 8 with EnFocus intraoperative OCT. Approved at 5.49% APR, 72 months, no money down, about 1,905 per month.

Solo practice, TX, 6 years, FICO 731: 68,000 dollar refurbished OPMI Lumera 700. Approved at 6.19% APR, 60 months, 10 percent down after a direct bank balked at the used equipment.

ASC group, GA, 22 years, FICO 786: two Leica Proveo 8 scopes for a two room center, 220,000 dollars total. Approved at 5.34% APR, 72 months, no money down. These rates are not promised in advance. Each one reflects the file and the lender we matched to it.

A surgical microscope does not bill a code by itself, so the ROI case is different from an OCT or a laser. The scope makes the cases possible, and cataract surgery is the volume engine of most ophthalmic ORs. Medicare's facility and surgeon payments for a routine cataract extraction with IOL vary by setting, but a single case supports far more than the note on the microscope. A 150,000 dollar Lumera 700 financed at 5.59 percent over 72 months runs about 2,460 a month. A surgeon doing even a light cataract schedule clears that on the first day or two of operating each month, and the scope keeps working case after case for a decade or more.

On taxes, Section 179 applies to the microscope the same as any other qualifying equipment. You can generally deduct the full purchase price the year it is placed in service, subject to the annual limit that passed 1.2 million dollars in 2025 and rises for 2026, with bonus depreciation available on larger buildouts. On an ASC package with two scopes and room fit out, the first year deduction can be substantial. The exact treatment depends on whether the deal is a purchase or a true lease and on your entity's tax position, so confirm the numbers with your CPA before you plan around them.

A surgical microscope rarely gets financed alone. It goes in with a phaco system, a bed, an autoclave, and sometimes an entire second operating room, and that is exactly the kind of package a single bank struggles to underwrite cleanly. Brobas Capital Partners is a broker with more than 500 lenders, including desks that finance whole ambulatory surgery centers, so we can wrap the Lumera 700 or Proveo 8, the CALLISTO or EnFocus integration, floor stands, and service contracts into one structured deal.

Qualified practices and ASCs see rates from 5.49% APR. Newer centers and challenged credit are still fundable, generally with more down or a shorter term. We finance new and refurbished scopes and we handle multi item buildouts on a single application, which keeps your hard inquiries down and your paperwork short. Terms run 24 to 72 months. Approvals typically land in 24 to 48 hours, and we fund on delivery and installation so your build stays on schedule. No rate here is guaranteed, every deal is underwritten on the file, but our job is to find the lender that funds your scope, or your whole ASC, at the best available terms.

How much does it cost to finance a Zeiss Lumera 700?

A new OPMI Lumera 700 typically runs 100,000 to 180,000 dollars depending on CALLISTO eye and other integrations, and a refurbished unit can start near 60,000. Financed at 5.59% APR over 72 months, a 150,000 dollar scope is about 2,460 a month, subject to credit and down payment.

Can I finance a used ophthalmic microscope?

Yes. We finance new and certified refurbished surgical microscopes, including preowned OPMI Lumera 700, Lumera i, and Leica Proveo 8 units. Used surgical optics hold their value well, which lenders like.

Can you finance a whole two room ASC, not just the scope?

Yes. We regularly package the microscope with phaco systems, beds, autoclaves, and full room fit outs on a single application. Several of our lenders finance entire ambulatory surgery centers, which keeps your buildout on one structure and one payment stream.

What credit do I need?

All credit profiles. Established practices and ASCs with strong credit see rates from 5.49% APR. Newer centers and challenged credit are still fundable, generally with more down or a shorter term.

Does a surgical microscope qualify for Section 179?

In most cases yes. A finance agreement or dollar buyout lease is generally treated as a purchase, so the microscope, and often the whole buildout, can be deducted the year it is placed in service. Confirm with your CPA.

How long to fund?

Most files are approved in 24 to 48 hours with financials in hand, and we fund on delivery and installation so your OR or ASC build stays on schedule.