Why Finance With Brobas Capital Partners
The Laser Is the Gate, We Fund the Gate
LANAP can only be performed on a PerioLase MVP-7. We finance the system plus certification so you can bill the procedure, from 5.49% APR.
Structured Against Case Fees
Full-mouth LANAP bills in the thousands. We match the term so a couple of accepted cases a month cover the payment.
Training and Laser on One Contract
The PerioLase and the required LANAP certification bundled into a single finance agreement, not two separate outlays.
Section 179 on a Six-Figure Asset
Deduct the full price the year it goes into service while financing over 60 to 72 months. Confirm the details with your CPA.
Why the PerioLase Is a Gate, Not Just a Laser
There are plenty of dental lasers. There is one laser cleared for LANAP. The PerioLase MVP-7 is a free-running pulsed Nd:YAG laser at 1064 nm with seven user-selectable pulse durations, and Millennium Dental Technologies holds the protocol, the FDA clearance for cementum-mediated new attachment, and the certification program. You cannot advertise or bill LANAP without the device and the training. That is what makes this purchase different from a diode laser you might add for soft-tissue work: the equipment is the entire service line.
Periodontists choose LANAP because patients choose it. Compared with traditional osseous resective surgery, the laser protocol means no scalpel, no sutures, less recession, and a faster recovery, which lifts case acceptance in patients who would otherwise defer surgery indefinitely. The same laser runs LAPIP, the peri-implantitis protocol, so the box also protects the implant business you have already built.
A periodontist recognizes the clinical value immediately. The financial question is capital: $90,000 to $130,000 is a real commitment, and putting it on a bank line ties up borrowing capacity you need for staffing, a CBCT, or a build-out. Financing the laser as its own asset, on a term the case fees cover, keeps that capacity free.
Recent Funded Approvals
Recent Brobas PerioLase approvals, rounded to protect the practices:
- Chicago-area periodontist, PerioLase MVP-7. $118,000 financed. Fourteen years in practice, 768 credit. Approved at 5.74% APR over 60 months, $0 down, with the term deliberately set against the surgical case fees so roughly two full-mouth LANAP cases a month cover the payment.
- Houston periodontist, PerioLase plus the full LANAP certification package. $124,000 financed. Nine years in practice, 741 credit. Approved at 5.99% APR over 66 months with 10% down.
- Scottsdale startup, recent perio grad. $98,000 financed. A new solo practice, 720 owner score. Approved at 6.79% APR over 72 months with 15% down.
- Long Island periodontal group adding a second laser. $115,000 financed. Group credit at 772. Approved at 5.49% APR over 60 months with the first payment deferred 60 days.
Rates ran from 5.49% to 6.79% based on time in practice, credit, and down payment. These were the terms each file earned, not advertised rates, and none were guaranteed. Because we shop more than 500 lenders, we fund established periodontists, new grads going solo, and challenged-credit profiles that a single bank would decline.
The Case Economics and Section 179
LANAP is priced like the procedure it is. Full-mouth treatment commonly bills $3,000 to $8,000 depending on region and severity, and many practices treat by quadrant or by arch, so a single patient can represent several thousand dollars of production the laser makes possible. Against a financed PerioLase at roughly $2,000 to $2,300 a month over 60 months, one to two accepted full-mouth cases a month covers the payment, and the LAPIP peri-implantitis cases are pure additional volume on the same box.
Compare that with the alternative. Traditional osseous surgery is more invasive, has lower acceptance among anxious patients, and does not carry the LANAP brand recognition that patients now search for by name. The laser often lifts the surgical acceptance rate itself, which is revenue you were previously losing to deferral.
Section 179 applies to the full six-figure purchase. You can deduct the entire price in the year the laser is placed in service (the annual cap runs into the millions, far above a PerioLase), with 100% bonus depreciation available on top under current law. A $118,000 laser placed in service in the fourth quarter can generate a substantial same-year deduction while your cash outlay is only a few months of payments. Financing over the asset's life while deducting it up front is a deliberate strategy. Have your CPA confirm the figures.
How Brobas Structures LANAP Laser Financing
We are a broker, so one application goes to more than 500 lenders and we return the strongest term instead of a single bank's answer. For the PerioLase we typically place:
- Equipment finance agreements from 48 to 72 months, because a six-figure surgical laser should be paid over its long working life, not crammed into a short term that strains cash flow.
- $0 down for established periodontists with strong profiles, or 10% to 15% down for new grads and challenged-credit files.
- First-payment deferrals up to 90 days, so a new practice or a second location can start treating and collecting before the payment begins.
- Training bundled in. The required LANAP certification is financed alongside the laser on one contract, so you are cleared to bill from the start.
Because the ticket is six figures, files above roughly $150,000 or thinner-credit deals may ask for basic financials, but many established periodontists still qualify application-only. Most decisions come back within one to two business days. You keep your bank line open for the rest of the practice, and the laser is underwritten as what it is: a revenue-producing asset. Send us the Millennium Dental quote and we will structure it from 5.49% APR for qualified practices.
Frequently Asked Questions
How much does it cost to finance a PerioLase MVP-7?
A PerioLase MVP-7 runs roughly $90,000 to $130,000, including the required LANAP certification training. Financed over 60 to 72 months, most periodontists see a payment in the $1,600 to $2,300 range, from 5.49% APR for qualified practices.
Does the financing include the LANAP certification?
Yes. The required Millennium Dental certification training is bundled onto the same finance agreement as the laser, so you are cleared to perform and bill LANAP from the start rather than paying for training separately out of pocket.
Can a new periodontist qualify?
Yes. We fund recent grads going solo regularly. Expect a down payment (often 10% to 15%) and we can defer the first payment up to 90 days so the practice is treating and collecting before the payment starts. Because we shop 500-plus lenders, thinner files still get placed.
How does the laser pay for itself?
Full-mouth LANAP commonly bills $3,000 to $8,000, and the procedure has high patient acceptance because it avoids the scalpel and sutures of osseous surgery. Against a payment near $2,000 a month, one to two accepted cases typically cover it, and LAPIP peri-implantitis cases add volume on the same laser.
Is the PerioLase deductible under Section 179?
Generally yes. Section 179 lets you deduct the full six-figure purchase in the year the laser is placed in service, and 100% bonus depreciation may apply on top under current law. The annual cap far exceeds the laser's cost. Confirm the specifics with your CPA.
What if my credit is not perfect?
We work with every credit profile, including challenged credit. Lower scores usually mean a down payment and a slightly higher rate rather than a decline, because we place the file across more than 500 lenders instead of one bank.
Get Started Today
Apply online in 5 minutes or call (773) 900-7576. Soft credit look, no impact to apply. All credit profiles welcome, US medical providers only.