Pulmonary Function Test Equipment Financing

Application-Only up to $150,000

Most PFT labs fit inside our application-only line. A one-page application and a soft credit look usually return a same-day decision with no tax returns, so a Vyntus or EasyOne Pro can be installed within the week.

Bill Spirometry to DLCO In-House

Owning the lab means spirometry, bronchodilator response, lung volumes, and DLCO are billed at the point of care instead of referred out. The equipment turns a routine part of every pulmonology visit into captured revenue.

Solo and Group Practices Both Fund

A single pulmonologist adding a body box and a large group building a CPET lab both have a path. We size the payment to practice volume, from a $38,000 spirometry setup to an $80,000 exercise lab.

All Credit Profiles Considered

Newer practices and owners with challenged credit still fund through our 500+ lender network. We shop the file to the lender that fits rather than running one bank and stopping.

A pulmonary function lab is built in layers, and we finance each one. Spirometry is the base: forced vital capacity, FEV1, and bronchodilator response (CPT 94010 and 94060). The ndd EasyOne Pro and EasyOne Pro LAB use an ultrasonic flow sensor that needs no daily calibration, which is why multi-site and primary care groups like them, while pulmonology practices often standardize on a Vyaire Vyntus SPIRO or an MGC Diagnostics system.

Add a whole-body plethysmograph, the body box, and you measure total lung capacity, residual volume, and functional residual capacity (94726, 94727). The Vyaire Vyntus BODY and the MGC Diagnostics Platinum Elite are the common choices. A DLCO station (94729) measures diffusing capacity for carbon monoxide, essential for interstitial disease and pre-op clearance. The top of the range is cardiopulmonary exercise testing, a Vyntus CPX or COSMED Quark, for integrated CPET (94618, 94621).

We finance the analyzer, the body box, the DLCO gas and calibration setup, the software, and the workstation as one package. Whatever your Vyaire, MGC, or ndd rep quotes, we structure it to match the tests your practice actually runs.

Representative PFT deals placed for US pulmonology and primary care practices.

• $68,000, Vyaire Vyntus BODY plethysmograph with DLCO and spirometry, Atlanta GA solo pulmonologist. Eight years in practice, 718 credit. Approved application-only at 5.74% APR over 60 months, $0 down, decision the same day. This is the app-only body box deal we lead with.
• $54,000, MGC Diagnostics Platinum Elite with Ascent, pulmonary group, Nashville TN. Six years in practice, 705 credit. 6.24% APR over 60 months, $0 down.
• $38,000, four ndd EasyOne Pro LAB spirometers, multi-site primary care, Kansas City MO. Five years in practice, 690 credit. 6.49% APR over 48 months, $0 down, application-only.
• $79,500, Vyaire Vyntus CPX cardiopulmonary exercise lab plus body box, allergy and pulmonary group, Sacramento CA. Twelve years in practice, 742 credit. 5.49% APR over 66 months, $0 down.

Each rate reflects that file's credit and term. Qualified practices start from 5.49% APR after a soft review.

The economics of an in-house PFT lab are straightforward. Spirometry (94010) reimburses modestly on its own, but a pulmonology practice rarely bills it alone: a full workup can layer spirometry, bronchodilator response (94060), lung volumes (94726 or 94727), and DLCO (94729) into a combined study that reimburses a few hundred dollars, on patients you are already seeing. Referring those tests out hands that revenue, and the follow-up visit, to another site. Once the body box and DLCO station are owned, the marginal cost per study is minimal, so utilization drops almost entirely to the bottom line. Even a modest daily volume covers a $1,300 monthly payment quickly.

Section 179 improves the first-year math. A practice can deduct the full cost of qualifying PFT equipment in the year it is placed in service, up to the annual cap, about $2.5 million in 2026, rather than depreciating it over years. 100 percent bonus depreciation can apply on top for larger purchases like a CPET lab. On a $68,000 body box setup, a pulmonologist in a 32 percent bracket can see over $20,000 in first-year tax savings while financing the equipment over 60 months. The recommended play is the usual one: finance to keep cash, take the Section 179 deduction now, and let per-test billing service the note. Confirm current limits with your CPA.

Brobas Capital Partners brokers medical equipment financing across a network of more than 500 US lenders, so a PFT lab that one bank passes on gets placed with a lender who wants it. Established pulmonology practices, newer groups, and owners with challenged credit all qualify for consideration, because we match the file to the right funding source instead of running it a single time.

Most PFT requests fall under our $150,000 application-only line: a one-page application and a soft credit look, usually a same-day decision, and no tax returns or financial statements. The rare larger build, a full CPET lab across sites, may ask for two years of returns, still on a fast track. Approved funds go to your Vyaire, MGC, or ndd vendor within a few days so install and validation can be scheduled.

Structures include $0 down, deferred first payments while the lab ramps, fair-market-value leases, and dollar-buyout agreements so you own the equipment at term. Tell us the system you are quoting and your practice's test volume, and we will return a payment built from 5.49% APR for qualified borrowers. Rates are set after review and never guaranteed.

What does a full PFT lab cost to finance?

A body box with DLCO and spirometry generally runs $50,000 to $80,000 new; a standalone spirometry setup can be $15,000 to $30,000. Financed from 5.49% APR over 60 months, a $68,000 lab lands near $1,300 a month for a qualified practice. Rate depends on credit, time in practice, and term.

Which PFT systems do you finance?

Vyaire Vyntus (SPIRO, PNEUMO, BODY, ONE, and CPX for exercise testing), MGC Diagnostics Platinum Elite and Ultima with Ascent software, ndd EasyOne Pro and EasyOne Pro LAB, plus COSMED and Morgan Scientific systems. Body box, DLCO, and calibration gear included.

Can I finance just a few portable spirometers?

Yes. A fleet of ndd EasyOne Pro or EasyOne Air spirometers for a primary care or multi-site group can be financed on one application-only facility, often with $0 down.

Is the Vyntus body box available refurbished, and can you finance it?

Yes. We fund certified refurbished Vyaire and MGC plethysmographs, commonly 30 to 45 percent below new. The same application-only path applies under $150,000, usually on a slightly shorter term.

My practice is two years old. Can I qualify?

Usually yes. Time in practice affects the rate and structure, not whether you are approved. Several lenders in our network specialize in newer medical practices and will fund a PFT lab against owner credit and the equipment.