Outfit Your Full Urology Suite on One Facility

The Whole Suite on One Agreement

Cystoscopy tower, flexible scopes, urodynamics, uroflow, procedure table, and a Rezum or UroLift setup on a single facility. One payment and one term instead of four vendor invoices with four different due dates.

Bring Procedures In House

Every case done in the office is revenue you keep instead of a referral you lose. Financing a cystoscopy and urodynamics suite lets you capture diagnostic and BPH procedures that would otherwise leave the practice.

Terms Sized to In-Office Revenue

The suite earns as soon as it is installed. We structure 48 to 72 month terms so the monthly payment sits comfortably under the in-office procedure revenue the equipment generates from the first month.

Section 179 and All Credit Profiles

Office-based medical equipment generally qualifies for Section 179 and 100% bonus depreciation, sheltering first-year income. And with 500+ lenders, a challenged file is placed at a higher rate rather than declined.

A well-built urology suite covers the procedures a practice does every week without sending patients elsewhere. Start with cystoscopy: a video tower such as the Karl Storz Image1 S, Olympus VISERA Elite II, or Stryker 1688, paired with flexible video cystoscopes for diagnostic and surveillance work and rigid Hopkins II optics for procedures. That single line handles hematuria workups, bladder cancer surveillance, and stent placement and removal.

Next, urodynamics and uroflow. A Laborie Aquarius or Goby system, or a Medtronic Duet, measures bladder function for incontinence, retention, and neurogenic bladder, and a uroflow unit like the Laborie Urocap captures voiding studies in a few minutes of chair time. These are high-frequency diagnostics that most practices refer out only because they never bought the equipment.

Then in-office treatment. A procedure or cysto table, and increasingly a BPH platform, a Boston Scientific Rezum generator for water vapor therapy or a UroLift delivery system, so benign prostatic hyperplasia is treated in the office instead of the operating room.

Built together, these lines feed each other: the cystoscopy patient who needs urodynamics, the urodynamics patient who turns out to be a Rezum candidate. That is why financing the suite as one project makes sense. We put the tower, the scopes, the urodynamics, the uroflow, the table, and the BPH platform on a single facility so the practice opens every line at once rather than adding them one slow purchase at a time.

Representative urology suite deals placed through our lender network.

1. Full in-office suite, Atlanta urology practice. A three-urologist group, ten years in operation, financed $238,000 for a Karl Storz Image1 S cystoscopy tower, a Laborie Aquarius urodynamics system, a uroflow unit, a procedure table, and a Rezum generator, all on one facility. Lead credit in the low 720s. Approved at 5.74% APR over 72 months with 10% down.

2. Cystoscopy tower and flexible scopes, solo urologist. Seventeen years in practice, personal credit in the mid 760s, financed $84,000 to modernize the exam room. Approved at 5.49% APR over 48 months with no money down.

3. Urodynamics, uroflow, and two cystoscopy towers, growing group. Six years in operation, credit in the low 700s, financed $155,000 to equip a second office. Approved at 6.24% APR over 66 months with 10% down.

4. Laborie urodynamics system, newer practice. Three years out of fellowship, personal credit in the high 680s, financed $62,000 to bring bladder function testing in house. Approved at 6.49% APR over 48 months with 15% down.

These are real placement structures, not guaranteed rates. Your terms depend on the practice, the equipment mix, and current lender appetite.

The reason to build the suite is captured revenue. Every diagnostic and procedure a urology practice can do in office is money it keeps rather than a referral that walks out the door. Cystoscopy, urodynamics, and uroflow are high-frequency studies, a busy practice orders them constantly, and once you own the equipment, each one bills to the practice instead of to the imaging center or hospital you used to send them to. BPH treatment is the biggest single lever: a Rezum or UroLift patient treated in the office is a procedure that used to require an operating room and a facility fee you never saw.

Run the math on a full suite. A $238,000 setup financed at 5.74% over 72 months costs roughly $3,900 a month. A practice running cystoscopy, urodynamics, and even a few BPH cases a week clears that comfortably, and the marginal cost of each in-office study once the equipment is paid down is small.

On tax, office-based medical equipment placed in service generally qualifies for Section 179 expensing, and 100% bonus depreciation currently applies to qualifying equipment. With the Section 179 cap now above $2.5 million, financing a $238,000 suite can shelter a large share of first-year income while only a down payment left your account. You deploy a fraction of the capital, every procedure line earns from installation, and the deduction lands in the same year. Confirm the current-year specifics with your CPA.

The advantage of financing a suite through a broker is that we keep a multi-vendor project on one clean facility. Cystoscopy towers come from one manufacturer, urodynamics from another, the table from a third, and the BPH platform from a fourth. Buy them separately and you end up with a card balance, a manufacturer lease, and a bank note, all with different rates and end dates. We consolidate the whole project into a single agreement with one payment and one term.

Across more than 500 lenders, we match the deal to the lender who funds urology equipment best. For an established practice, that means a rate from 5.49% APR and a term in the 48 to 72 month range sized against in-office revenue. For a practice two or three years out of fellowship, or one carrying a challenged personal file, we go to lenders who underwrite on physician strength rather than business credit depth and place the deal at a higher rate rather than declining it. We blend new and refurbished line items, roll in installation, and start most approvals with a soft pull so shopping does not touch your credit. You decide what the suite needs. We structure the payment so every procedure line earns from the day it is installed.

What does a full in-office urology suite cost?

A cystoscopy tower with a couple of flexible scopes generally runs $70,000 to $110,000 depending on whether you choose a Karl Storz Image1 S, an Olympus VISERA, or a Stryker 1688 platform. Add a Laborie or Medtronic urodynamics system, a uroflow unit, a procedure table, and a BPH treatment platform and a complete suite lands between $150,000 and $250,000. We finance from $60,000 to $250,000.

Can I finance urodynamics and cystoscopy together?

Yes, and that is the point of a single facility. A Laborie Aquarius urodynamics system, a uroflow unit, a cystoscopy tower, and the procedure table all go on one agreement with one term. You avoid the mess of a card for one item, a lease for another, and a bank note for a third.

Do you finance in-office BPH platforms like Rezum and UroLift?

We do. Boston Scientific Rezum water vapor generators and UroLift delivery systems are common line items on the suites we fund, often rolled in with the cystoscopy and urodynamics equipment. Bringing BPH treatment in office is one of the strongest revenue reasons to build the suite in the first place.

Can newer practices qualify?

Yes. Practices two or three years out of fellowship fund here regularly. We have lenders in our network of more than 500 who underwrite on physician strength and practice cash flow rather than years of business credit history. All credit profiles are considered, with stronger files earning rates from 5.49% APR.

Do you finance refurbished cystoscopy towers and scopes?

We do. Certified refurbished Karl Storz and Olympus towers and flexible cystoscopes are frequent approvals, especially for a second exam room or a satellite office. Refurbished line items can be blended with new equipment on the same facility, so you build the suite the way the practice actually needs it.