Why Finance With Brobas Capital Partners
One Unit, Two Revenue Codes
A Selecta Duet or Nidek YC-200 bills posterior capsulotomies under 66821 and SLT under 65855 from the same slit lamp mount. Two procedures, one footprint, one financed payment.
500+ Lenders, All Credit Profiles
We are a broker, so one application reaches the desks most likely to fund your profile. Strong practices see rates from 5.49% APR, and challenged credit still has a home.
Section 179 Friendly Structures
A finance agreement or dollar buyout lease can let you deduct the full cost of the laser the year it is placed in service. Confirm the treatment for your entity with your CPA.
New or Refurbished, Same Fast Approval
We finance new, demo, and preowned YAG and SLT lasers from around 20,000 dollars, funded the day the unit is installed and calibrated, not weeks later.
Why a Combo YAG and SLT Pays for Itself
Posterior capsule opacification is not a maybe. A meaningful share of your cataract patients will cloud the posterior capsule within a few years of surgery, and the fix is a two minute Nd:YAG capsulotomy that bills under CPT 66821 at roughly 275 dollars. Refer those out and you lose the revenue and the follow up. Narrow angle patients need peripheral iridotomies under 66761. And selective laser trabeculoplasty, CPT 65855 at around 300 dollars, is a first line glaucoma treatment that a lot of practices still outsource for no good reason.
A combination platform solves all three in one footprint. The Lumenis Selecta Duet pairs a photodisruptive Nd:YAG with the Selecta SLT in a single slit lamp mounted unit, so you toggle between capsulotomy and trabeculoplasty without moving the patient. The Nidek YC-200 S plus does the same in a compact housing that fits a tight lane. Both give you the aiming control and energy titration you need for a clean posterior opening without pitting the IOL. For a cataract practice, keeping post op YAGs in house is often the single easiest ancillary revenue to reclaim, and the machine pays for itself on capsulotomies alone before you ever count a single SLT.
Recent Funded Approvals
Representative files we have placed. Rates depend on credit, time in practice, and the equipment.
Denver, CO ophthalmology, 11 years: 58,000 dollar Lumenis Selecta Duet combo YAG and SLT, owner FICO 752. Approved at 5.69% APR, 60 months, no money down, about 1,110 per month. The post op YAG capsulotomies that used to leave the building now stay in house.
San Diego, CA, 7 years, FICO 738: 44,000 dollar Nidek YC-200. Approved at 5.89% APR, 48 months, 10 percent down, roughly 980 per month.
Startup practice, GA, under 2 years open, FICO 712: 23,000 dollar refurbished Nd:YAG. Approved at 6.79% APR, 36 months, 3,000 down after a direct lender passed on time in business.
Established group, NY, 18 years, FICO 785: 66,000 dollar Selecta Duet as a second unit for a satellite office. Approved at 5.34% APR, 60 months, no money down. None of these rates are promised in advance. Each one came from matching the file to the right lender.
The Revenue Math and Section 179
The break even on a YAG is low. A 58,000 dollar Selecta Duet financed at 5.69 percent over 60 months runs about 1,110 a month. At roughly 275 dollars per capsulotomy under 66821, it takes four YAGs a month to cover the payment. Add SLT at around 300 dollars per session under 65855 and the machine clears its note on a single slow week. A practice doing cataract volume produces far more PCO than four capsulotomies a month, so most of the billing is margin from the start.
On taxes, Section 179 lets you deduct the full cost of the laser in the year it is placed in service, subject to the annual cap that ran past 1.2 million dollars in 2025 and steps up for 2026. Bonus depreciation may layer on top. On a 58,000 dollar unit, an owner in a 35 percent bracket could shave a meaningful five figure amount off the year's tax bill. Whether the deduction is available depends on structure: an equipment finance agreement or a dollar buyout lease is generally treated as a purchase and qualifies, while a true operating lease usually does not. We set up the paperwork accordingly, then tell you to confirm with your CPA, because we finance lasers, we do not file returns.
How Brobas Structures YAG Laser Financing
Brobas Capital Partners is a broker with more than 500 lenders behind it, which means one application reaches the desks most likely to say yes to your specific profile instead of a single bank's rigid credit box. For a 20,000 to 70,000 dollar laser, that flexibility is the difference between a clean 5.49 percent approval and a decline.
Qualified practices see rates from 5.49% APR. Challenged credit, a startup with thin history, or an owner with a past bruise on the file still has a home here, just at a rate and term matched to the risk. We finance new, demo, and refurbished YAG and SLT units, and we bundle the extras: slit lamp mounts, service contracts, and delivery. Terms run 24 to 60 months on most laser files. Approvals typically come back in 24 to 48 hours, and we fund the day the unit is installed and calibrated. No rate here is guaranteed, every number depends on the application, but a broker's job is to put your file in front of the lender that prices it best, and that is what we do.
Frequently Asked Questions
How much does a combo YAG and SLT laser cost to finance?
A new combination unit like the Lumenis Selecta Duet or Nidek YC-200 typically runs 40,000 to 70,000 dollars, and a refurbished YAG can start near 20,000. Financed at 5.69% APR over 60 months, a 58,000 dollar Selecta Duet is about 1,110 a month, subject to credit and term.
Can I finance a used YAG laser?
Yes. We finance new, demo, and refurbished YAG and SLT lasers, with preowned single function YAG units starting around 20,000 dollars. Used surgical lasers are a category we place every week.
What credit do I need?
All credit profiles. Established owners with strong credit see rates from 5.49% APR. Newer practices and challenged credit are still fundable, generally with a down payment or a shorter term.
How many capsulotomies does it take to cover the payment?
At roughly 275 dollars per YAG capsulotomy under CPT 66821, it takes about four a month to cover a 1,110 dollar payment. Add SLT sessions at around 300 dollars under 65855 and most cataract practices clear the note in a slow week.
Does it qualify for Section 179?
Typically yes. A finance agreement or dollar buyout lease is generally treated as a purchase, so the full cost of the laser can be deducted the year it is placed in service. Your CPA should confirm the specifics for your entity.
How fast can it fund?
Most laser files are approved in 24 to 48 hours and funded the day the unit is installed and calibrated, so posterior capsulotomies and SLT can start staying in house right away.
Get Started Today
Apply online in 5 minutes or call (773) 900-7576. Soft credit look, no impact to apply. All credit profiles welcome, US medical providers only.