Privacy Policy

Brobas Capital Partners LLC ("Brobas," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website brobascap.com (and any subdomains), use our services, or interact with us through any channel including telephone, text message (SMS/MMS), email, or in person.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree, please do not use our services.

1.1 Personal Information You Provide

We may collect the following categories of personal information when you submit a form, apply for financing, register for an account, or otherwise interact with us:

• Identifiers: Full name, email address, phone number, mailing address, date of birth, Social Security Number (SSN) or last 4 digits, driver's license number, EIN.
• Business Information: Business name, type, address, annual revenue, time in business, USDOT number, fleet size, industry.
• Financial Information: Credit score range, requested financing amount, bank statements, tax returns, profit & loss statements, debt schedules.
• Documents: Driver's license, passport, voided checks, insurance certificates, invoices, titles, articles of incorporation, and other supporting documents you upload.
• Communication Preferences: Your consent status for receiving communications via voice call, text message (SMS/MMS), and email.

1.2 Information Collected Automatically

• Device & Browser Data: IP address, browser type, operating system, device identifiers, screen resolution.
• Usage Data: Pages visited, time spent on pages, referring URL, click-through data.
• Cookies & Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience and analyze usage patterns.

1.3 Information from Third Parties

We may receive information about you from referral partners, lenders in our network, credit reporting agencies (with your authorization), and publicly available sources.

We use the information we collect for the following purposes:

• To process and evaluate your financing application.
• To match you with appropriate lenders from our network of 500+ lending partners.
• To communicate with you regarding your application status, account, and financing opportunities.
• To contact you by telephone (including voice calls and voicemail), text message (SMS/MMS), and email regarding your inquiry, application, account updates, promotional offers, and other business communications.
• To provide customer support and respond to your requests.
• To improve our website, services, and user experience.
• To comply with legal and regulatory obligations.
• To detect, prevent, and address fraud, security issues, and technical problems.
• To send you marketing communications (subject to your opt-out rights described below).

By submitting any form on our website, providing your contact information, or checking the consent box on our forms, you expressly consent to receive communications from Brobas Capital Partners LLC and its affiliates, agents, and service providers via:

• Voice Calls — including calls made using an automatic telephone dialing system (autodialer) or prerecorded/artificial voice messages, to any telephone number you provide, including mobile numbers.
• Text Messages (SMS/MMS) — including automated text messages, to any mobile telephone number you provide. Message and data rates may apply. Message frequency varies.
• Email — to any email address you provide, including transactional, informational, and promotional messages.

These communications may relate to your financing application, account status, document requests, appointment reminders, marketing offers, and other business purposes. Your consent is not a condition of purchasing any goods or services; however, it is required to submit certain forms and use certain features of our services.

3.1 Opting Out

You may opt out of communications at any time:

• Text messages: Reply STOP to any text message. You will receive a confirmation message and no further texts will be sent (except as required by law).
• Email: Click the "Unsubscribe" link in any marketing email. Transactional emails related to your active application may still be sent.
• Voice calls: Inform us during any call or contact us at info@brobascap.com or call (773) 900-7576.

Opting out of marketing communications will not affect communications necessary for the administration of your financing application or account.

3.2 SMS/Text Message Terms

• Message and data rates may apply depending on your carrier and plan.
• Message frequency varies based on your application activity and account status.
• Carriers are not liable for delayed or undelivered messages.
• For help, reply HELP to any message or contact us at (773) 900-7576.
• Compatible carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and most major US carriers.

We may share your personal information with the following categories of third parties:

• Lending Partners: We share your application information with lenders in our network to facilitate financing offers on your behalf.
• Service Providers: Including but not limited to email delivery services, SMS/text messaging platforms (e.g., Twilio), cloud hosting providers, analytics providers, and CRM platforms that assist us in operating our business.
• Referral Partners: If you were referred to us by a partner, we may share limited information with that partner regarding the status of your inquiry.
• Legal & Regulatory: We may disclose information when required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
• Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties for their own marketing purposes.

Your mobile phone number and any information collected through SMS/text messaging will never be shared with or sold to third parties for marketing or promotional purposes.

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information, including:

• Encryption of data in transit (TLS/SSL) and at rest.
• Access controls limiting data access to authorized personnel only.
• Regular security assessments and monitoring.
• Secure document storage with role-based access.

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or anonymize it.

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your personal information, subject to legal exceptions.
• Opt-Out: Opt out of marketing communications as described in Section 3.1.
• Do Not Sell: We do not sell personal information. If applicable law grants you a "Do Not Sell" right, it is honored by default.

To exercise any of these rights, contact us at info@brobascap.com or call (773) 900-7576.

We use cookies and similar technologies to improve your browsing experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings. Disabling cookies may limit certain features of our website.

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites. We encourage you to read the privacy policies of any third-party website you visit.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us and we will delete it promptly.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know, delete, correct, and opt out of the sale or sharing of your personal information. To exercise these rights, contact us using the information below.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our services after changes are posted constitutes your acceptance of the revised policy.

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Brobas Capital Partners LLC
Email: info@brobascap.com
Phone: (773) 900-7576
Website: brobascap.com