Question 1

How does truck financing work?

Accepted Answer

You choose the truck you want, and we match you with the best lender from our network of 500+ financing partners. We handle the paperwork, negotiate terms, and get you approved — often within 48 hours. You make monthly payments directly to the lender.

Question 2

What credit score do I need to finance a truck?

Accepted Answer

We work with all credit profiles. While better credit scores get lower rates, we regularly help owner-operators with scores as low as 500 get approved. Our extensive lender network means we can find financing solutions for almost any situation.

Question 3

Can I finance a truck with bad credit?

Accepted Answer

Yes. Bad credit, thin credit, or even recent bankruptcies don't automatically disqualify you. We have lenders who specialize in working with challenging credit situations. You may need a larger down payment, but we'll find you the best terms available.

Question 4

How much down payment do I need?

Accepted Answer

Down payment requirements vary by lender and your credit profile. Some of our lenders offer $0 down programs for qualified borrowers. Typical down payments range from 10-20% of the equipment price. The more you put down, the lower your monthly payment.

Question 5

How long does the financing process take?

Accepted Answer

Most applications get a decision within 24-48 hours. Once approved, funding can happen in as little as 3-5 business days. The entire process from application to driving your truck can be completed in under a week.

Question 6

Do you deliver trucks nationwide?

Accepted Answer

We work with dealers and transport companies across all 50 states. Whether you're in California, Texas, Illinois, or anywhere else — we can arrange delivery of your truck to your location. Delivery costs vary by distance.

Find Your Next Truck — We'll Finance It

Available Trucks & Trailers

2024 Freightliner Cascadia 126

2024 Volvo VNL 860

2023 Peterbilt 579

2024 Kenworth T680

2023 Freightliner Cascadia (Used, 150K mi)

2022 Volvo VNL 760 (Used, 200K mi)

2023 Great Dane Trailer

2024 Utility Reefer Trailer

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Frequently Asked Questions