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    Asset-Based Lending

    Asset-Based Lending

    Unlock capital from the assets you already own.

    No credit impact
    5 min to apply
    24hr decision
    98% satisfaction

    Get Your Free Quote

    No cost, no obligation, no credit impact.

    Bank-level encryption. Your info is confidential.

    Trusted by 1,000+ businesses nationwide

    500+ Lender Network
    A+ BBB Rating
    Since 2020

    What Our Clients Say

    "I've worked with Brobas for a long time. They provided financing with a minimal down payment, which was crucial for me. Since then, I've grown with them and plan to open a fourth location."

    N

    Nikola T.

    Fleet Owner

    "The first day after submitting documents, they gave me a full breakdown of my situation and explained the strategy. I got a great offer, and now the truck works for me β€” not the other way around."

    O

    Oleh O.

    Owner-Operator

    "Brobas has great relationships with banks. The monthly payment they offered was comparable, if not lower, than equipment financing. You won't get the same terms walking into a street bank."

    N

    Natalya P.

    Business Owner

    Your business assets represent real value β€” and asset-based lending lets you tap into that value without selling. Brobas connects you with ABL specialists who can structure financing against your equipment, accounts receivable, inventory, and other business assets. This approach is particularly powerful for businesses with strong assets but challenging credit profiles or rapid growth that outpaces traditional lending criteria.

    Why Choose Brobas for Asset-Based Lending

    Multiple Asset Types

    Use equipment, receivables, inventory, or real estate as collateral.

    Higher Advance Rates

    Borrow more against your assets than traditional loans allow.

    Credit-Flexible

    Asset value drives qualification more than credit score.

    Growth Capital

    Scale your borrowing as your asset base grows.

    The Brobas Process

    01

    Apply Online

    Fill out a quick 5-minute application. No impact on your credit score.

    02

    Get Matched

    Our AI engine matches you with the best lenders from our 500+ network.

    03

    Compare Offers

    Review competitive offers with transparent rates and terms.

    04

    Get Funded

    Choose your best option and receive funding β€” often within days.

    Frequently Asked Questions

    What assets can I use for asset-based lending?

    Common assets include equipment, accounts receivable, inventory, real estate, and even intellectual property. The more liquid the asset, the higher the advance rate.

    How much can I borrow with asset-based lending?

    Advance rates vary: typically 80-90% on receivables, 50-70% on inventory, and 50-80% on equipment value. Total facilities can range from $100K to $50M+.

    Is asset-based lending more expensive than traditional loans?

    Rates are typically higher than bank loans but lower than unsecured alternatives. The flexibility and higher borrowing capacity often make ABL the most cost-effective option for growing businesses.

    Get Your Free Quote

    No cost, no obligation, no credit impact.

    Bank-level encryption. Your info is confidential.

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    Areas We Serve

    Chicago, ILLos Angeles, CAHouston, TXDallas, TXAtlanta, GAMiami, FLNew York, NYPhiladelphia, PA

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    Get a Free Quote β€” (773) 900-7576

    Owner-operator in TX approved for $145,000

    2 hours ago