Your business assets represent real value, and asset-based lending lets you tap into that value without selling. Brobas connects you with ABL specialists who can structure financing against your equipment, accounts receivable, inventory, and other business assets. This approach is particularly powerful for businesses with strong assets but challenging credit profiles or rapid growth that outpaces traditional lending criteria.
Multiple Asset Types
Use equipment, receivables, inventory, or real estate as collateral.
Higher Advance Rates
Borrow more against your assets than traditional loans allow.
Credit-Flexible
Asset value drives qualification more than credit score.
Growth Capital
Scale your borrowing as your asset base grows.
Frequently asked questions
What assets can I use for asset-based lending?
Common assets include equipment, accounts receivable, inventory, real estate, and even intellectual property. The more liquid the asset, the higher the advance rate.
How much can I borrow with asset-based lending?
Advance rates vary: typically 80-90% on receivables, 50-70% on inventory, and 50-80% on equipment value. Total facilities can range from $100K to $50M+.
Is asset-based lending more expensive than traditional loans?
Rates are typically higher than bank loans but lower than unsecured alternatives. The flexibility and higher borrowing capacity often make ABL the most cost-effective option for growing businesses.