Hotshot Trucking Financing
Fast financing for fast freight.
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What Our Clients Say
"I've worked with Brobas for a long time. They provided financing with a minimal down payment, which was crucial for me. Since then, I've grown with them and plan to open a fourth location."
Nikola T.
Fleet Owner
"The first day after submitting documents, they gave me a full breakdown of my situation and explained the strategy. I got a great offer, and now the truck works for me — not the other way around."
Oleh O.
Owner-Operator
"Brobas has great relationships with banks. The monthly payment they offered was comparable, if not lower, than equipment financing. You won't get the same terms walking into a street bank."
Natalya P.
Business Owner
Hotshot trucking offers a lower barrier to entry than full Class 8 operations, but you still need the right equipment and financing to succeed. Brobas connects hotshot operators with lenders who understand the Class 3-5 truck and gooseneck trailer market. Whether you're financing a Ram 5500, Ford F-550, or a 40-foot PJ gooseneck, our AI matching engine finds terms that make sense for the hotshot business model.
Why Choose Brobas for Hotshot Trucking Financing
Truck & Trailer Packages
Finance your medium-duty truck and gooseneck trailer together for better terms.
Lower Entry Point
Smaller loan amounts with competitive rates for the hotshot market.
Startup Programs
Financing for new hotshot operators entering the freight market.
All Medium-Duty Brands
Ford, Ram, Chevrolet, International — all medium-duty platforms covered.
The Brobas Process
Apply Online
Fill out a quick 5-minute application. No impact on your credit score.
Get Matched
Our AI engine matches you with the best lenders from our 500+ network.
Compare Offers
Review competitive offers with transparent rates and terms.
Get Funded
Choose your best option and receive funding — often within days.
Frequently Asked Questions
What credit score do I need for hotshot financing?
Programs start at credit scores of 550. Better credit scores unlock lower rates and smaller down payments. Revenue history from other trucking helps too.
Can I finance a hotshot setup as a startup?
Yes. Hotshot trucking's lower equipment costs make it accessible. We have programs for new operators with a CDL (or non-CDL for under 26,000 lbs GVWR), insurance, and authority.
Should I finance the truck and trailer separately?
We can do either. Bundling often gets better rates and simplifies payments. Separate financing gives more flexibility if you want different terms for each.
Get Your Free Quote
No cost, no obligation, no credit impact.
Bank-level encryption. Your info is confidential.
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Areas We Serve
Owner-operator in TX approved for $145,000
2 hours ago