Hotshot trucking offers a lower barrier to entry than full Class 8 operations, but you still need the right equipment and financing to succeed. Brobas connects hotshot operators with lenders who understand the Class 3-5 truck and gooseneck trailer market. Whether you're financing a Ram 5500, Ford F-550, or a 40-foot PJ gooseneck, our AI matching engine finds terms that make sense for the hotshot business model.
Truck & Trailer Packages
Finance your medium-duty truck and gooseneck trailer together for better terms.
Lower Entry Point
Smaller loan amounts with competitive rates for the hotshot market.
Startup Programs
Financing for new hotshot operators entering the freight market.
All Medium-Duty Brands
Ford, Ram, Chevrolet, International, all medium-duty platforms covered.
Frequently asked questions
What credit score do I need for hotshot financing?
Programs start at credit scores of 550. Better credit scores unlock lower rates and smaller down payments. Revenue history from other trucking helps too.
Can I finance a hotshot setup as a startup?
Yes. Hotshot trucking's lower equipment costs make it accessible. We have programs for new operators with a CDL (or non-CDL for under 26,000 lbs GVWR), insurance, and authority.
Should I finance the truck and trailer separately?
We can do either. Bundling often gets better rates and simplifies payments. Separate financing gives more flexibility if you want different terms for each.