Prime Commercial Truck Loans
You've earned great credit. Now get the rates you deserve.
Get Your Free Quote
No cost, no obligation, no credit impact.
Bank-level encryption. Your info is confidential.
Trusted by 1,000+ businesses nationwide
What Our Clients Say
"I've worked with Brobas for a long time. They provided financing with a minimal down payment, which was crucial for me. Since then, I've grown with them and plan to open a fourth location."
Nikola T.
Fleet Owner
"The first day after submitting documents, they gave me a full breakdown of my situation and explained the strategy. I got a great offer, and now the truck works for me — not the other way around."
Oleh O.
Owner-Operator
"Brobas has great relationships with banks. The monthly payment they offered was comparable, if not lower, than equipment financing. You won't get the same terms walking into a street bank."
Natalya P.
Business Owner
If you've built a strong credit profile and a profitable business, you shouldn't be paying average rates. Brobas Capital Partners' prime program connects A-credit borrowers with our top-tier lenders who compete aggressively for your business. The result? Rates that often beat what your local bank offers — with faster approvals and less paperwork.
Why Choose Brobas for Prime Commercial Truck Loans
A-Credit Pricing
Rates starting at 5.49% APR for borrowers with 680+ credit and established businesses.
Streamlined Approval
Strong applicants often receive approval within 24 hours with minimal documentation.
Flexible Structures
Choose from fixed rates, seasonal payments, deferred starts, and balloon structures.
Dedicated Service
Prime borrowers get a dedicated financing specialist — not a call center.
The Brobas Process
Apply Online
Fill out a quick 5-minute application. No impact on your credit score.
Get Matched
Our AI engine matches you with the best lenders from our 500+ network.
Compare Offers
Review competitive offers with transparent rates and terms.
Get Funded
Choose your best option and receive funding — often within days.
What Prime Borrowers Get at Brobas
As a prime borrower, you're the client every lender wants. That puts you in the driver's seat, and Brobas makes sure you capitalize on that position:
• Competing Offers — Instead of applying to one bank and hoping for the best, your application goes to dozens of prime lenders simultaneously. They compete, you win.
• Rate Lock Options — Lock your rate for up to 30 days while you finalize your equipment purchase. No surprises at closing.
• Volume Discounts — Financing multiple units? Prime borrowers qualify for volume pricing that single-unit buyers can't access.
• Relationship Pricing — Return clients receive preferred pricing on subsequent transactions. Your second deal is always better than your first.
Recent Prime Approvals
• $340,000 Peterbilt 579 — Owner-operator, 735 credit, 8 years in business. 5.49% APR, 72 months, $0 down.
• $285,000 Kenworth T680 — Fleet operator adding to 12-truck fleet, 760 credit. 5.24% APR, 60 months, $0 down.
• $1,500,000 Mixed Fleet — 10 units for a Midwest carrier, 710 credit, $4.2M revenue. 5.74% APR, 84 months, 5% down.
• $175,000 Used Freightliner Cascadia — 2022 model, solo operator, 690 credit. 6.24% APR, 60 months, 10% down.
• $520,000 Reefer Operation — Tractor + 2 reefer trailers, food distribution company, 725 credit. 5.99% APR, 72 months, $0 down.
Frequently Asked Questions
What qualifies as 'prime' credit?
Generally 680+ personal credit score, 2+ years in business, and $500K+ annual revenue. The strongest terms go to borrowers with 720+ scores and 5+ years of profitable operations.
How do your rates compare to banks?
Our rates consistently match or beat local banks because 500+ lenders compete for your deal. The competition drives rates down, often saving 0.25-1.0% compared to a single bank quote.
What's the maximum I can finance?
Up to $5M per transaction for single or multi-unit deals. Larger transactions are available with additional underwriting.
Can I refinance existing equipment?
Yes. If you're paying above-market rates on existing equipment, we can often refinance to a lower rate, reducing your monthly payments and improving cash flow.
Do you offer pre-approval?
Yes. Get pre-approved before you shop so you know exactly what rate and terms you qualify for. Pre-approval has no impact on your credit score.
Get Your Free Quote
No cost, no obligation, no credit impact.
Bank-level encryption. Your info is confidential.